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Everything You Need To Know About IEPF

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IEPF

If you are an investor and still don’t know what IEPF is, you definitely need to learn everything about it right away. Set up by the Ministry of Corporate Affairs(MCA), IEPF’s sole purpose is to promote awareness among investors. Now let’s discuss in detail what is this IEPF and other FAQs.  What is IEPF? Ministry of Corporate Affairs on 7th Sept., 2016 established IEPF aka Investor Education and Protection Fund, under the Companies Act, 2013, integrated under Section 205C. The main motive behind IEPF is to aid investors with claiming dividends, matured deposits/debentures and more which we will learn in this article. Objective of the IEPF:  Promoting Investor education and awareness to introduce them with best investment practices, thereby ensuring all the market norms

Major Factors to Keep in Mind While You Select Your Home Loan Lender

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Home Loan Lender

Reports from December 2019 suggest that loan value in India has been rising at a rate of 7.10% on a year-on-year basis. The average loan growth in India from 2012 to 2019 has been 11.76%. These data point out a vital fact about the Indian economy - a high number of individuals availing credit facilities to meet different types of financial needs. Understandably, a housing loan comes as one of the most crucial lines of credit. While there are several financial institutions that offer such loans, it is critical for potential borrowers to understand how to choose their lender. The different factors to check before finalizing on a housing loan lender are discussed below in detail – Consider the rate of interest The rate of interest offered by different financial institutions is one of the

What is Covered by Condo Insurance

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Condo Insurance

Condo insurance usually covers the damage of stolen items, or liability costs if some guest at your condo breaks a leg! When you are living in a condo, you do not own it. You’re just living in a unit rented out to you in the whole condo. There are some laws and policies based on condo insurance in Albuquerque, NM. There is a master policy that covers the building under insurance and pays for the damages and accidents that occur on the property. There are two types of insurance policies involved in a condo. CONDO ASSOCIATION: The association of the condo covers this policy. It is also called an HOA policy (homeowner policy). CONDO INDIVIDUAL: This policy is of the individual in the unit. All the

Looking for the Best Credit Card in 2019? Read here

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Best Credit Card in 2019

Choosing a suitable credit card today is almost as challenging as selecting a smartphone or laptop. There are several features and benefits you must look out for. Similar to the electronics sector, numerous credit card providers operate in India with each offering specific benefits to attract new users. NBFCs have also become part of this market recently in association with centralised financial institutions. These financial companies are offering features that only a handful of cards provide. Some of the benefits are also a first in the market. So, you must look for the following features when choosing a card in 2019: ATM cash withdrawal without any interest Credit cards usually charge you a hefty interest instantly when you withdraw cash from ATMs with

4 Tips to Cut the Cost of Your Wedding Dress

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Wedding Dress

Marriage is a significant part of your life, usually marked with a new beginning or a new chapter with your beloved. Making all the arrangements for your own wedding though, seem interesting and exciting in the beginning, but later on creating a lot of pressure. From the reservation of hall to getting all the detailed information about everything. This occasion brings more anxiety for a wedding bride then relief and joy. Every bride dreams of a fantasy or modest dress of her choice. Bridal dresses can easily be arrange within the budget if the brides do a little sound work and planning. The average cost of a wedding dress in the U.S. is around $1,100, but experts estimate that brides can save

2 Major Things You Have to Do before Applying for the FHA Loans

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FHA Loans

Purchasing a house is crucial. It is not just place where you seek shelter but it is one of the most significant investments in one person's life which can help you fetch good returns. However, making this kind of an investment is easier said than done. You have to cross several hurdles to make way for the perfect home that you want. And one of the most vital among these is gathering the funds for the house. Most of us don't have that kind of savings which will enable us to finance our home. That is why it is crucial that you opt for a home loan program so that your dream of owning a house doesn't get ruined. There are

5 Rules to Stick by While Taking out a Loan

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Taking out a Loan

Lending is not a new concept; it has been into existence from the ancient period. The existence of direct lenders is much older than banks and other recognised financial institutions. However, the lending system has refined over the time. Back in the day, borrowers would get money only by securing an asset against the loan, but online lenders provide unsecured loans too. Yet, guaranteed payday loans direct lenders no credit check have brought flexibility in the lending system, you need to stick by particular rules. Do not live beyond your own means As a smart borrower, you should not owe more than your repayment capacity. Failure to reimburse money results in late payment fees and additional interest, which entraps you into a permanent

How loans for bad credit with no guarantor help your finances?

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bad credit

The income sources, which you have, can cater to your daily routine needs but unexpected financial urgencies are quite a common thing. Sometimes, you get help from your near and dear ones, but if this requirement stretches to an extended period, or if the amount is significant then anyone would think of taking a loan. But, bad credit curse is overshadowing many people in the UK. In such cases, loans for bad credit people with no guarantor, no fees and no brokers would be a wise option and unquestionably a great consolation for those with adverse credit background. What makes these loans so promising? The many merits associated with instant loans make them inviting. Let us take a quick look at some

Be Prepared For Little Emergencies with 12 Month Loans

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12 Month Loans

The small things are not unimportant. A sword cannot do the work of a needle. Similarly, it is not good to neglect small things. For instance, the small financial needs may look easy to tackle, but they need urgent attention. There should be something, which can feed them on time and prevent from getting them bigger. Your savings, help from a friend or a loan, anything that can work for you should be there 24x7. The first two options (savings, help from friend) may not work every time. But the third choice of loan can help you irrespective of time. How? Well, the banks do not remain open round the clock, but the online loans are available whole night, whole day,

Consulting Merger And Acquisitions Lawyers for Establishing a Startup

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Lawyers

For registering a startup in India, you have to follow a few official steps to control the process. However, you do not have to make a trip to the corporate office for the completion of this procedure. But do it from the comfort of home as the process of registration has been made online for the last few years. If you want to run a new business in this country without engaging in legal hassles. You must complete the process mandatorily. The country has attracted a lot of entrepreneurs during the recent years and the success rate of all these businesses is extremely high. Studying The Scenario Studies reveal that the country is already brimming with over seven lakhs registered companies under

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