In today’s fast-paced digital world, data has become the most important aspect of modern businesses. However, managing a huge chunk of information effectively can be challenging. This is where Master Data Management (MDM) comes into the picture. It emerges as a critical strategy that enables organisations to harness the true potential of data assets. Let…
There is a bit of a learning curve when it comes to managing your personal finances. You will inevitably make some mistakes along the way. The key is recognizing these mistakes and taking active steps to correct them immediately. Here are five of the top personal finance mistakes that you need to avoid. Not Having…
The current economic scenario has confused the investors about the instruments that they must choose to keep growing their savings at a high rate. The safest alternative would be to go for low-risk investments like fixed deposits. Fixed deposits also provide better interest rates than most of the other low-risk investments. However, before investing your…
Investments are like a long-term commitment – much like raising a child or planting a tree. You can only reap the rewards of your hard work after some years. While stock market returns are hardly predictable, fixed income instruments like fixed deposits have a predetermined interest rate which can be used in an FD amount…
Personal loans are the most reliable and readily available credit tools to mitigate immediate financial crunches. As this credit tool is unsecured, these loans rely only on the credit scores and require minimal documentation. With the flexibility of tenure and benefits of personal loans, a common question raised is: “Which would be a viable choice:…
A latest report by The Economic Times shows that the share of fixed deposits stood at 58.2% in March 2018. Whereas, the share of current and savings account were at 9.7% and 32.1%, respectively. The total deposited amount in financial institutions reached Rs.117 lakh crore in March 2018. This extensive amount of investment in fixed…
Lending is not a new concept; it has been into existence from the ancient period. The existence of direct lenders is much older than banks and other recognised financial institutions. However, the lending system has refined over the time. Back in the day, borrowers would get money only by securing an asset against the loan,…
The small things are not unimportant. A sword cannot do the work of a needle. Similarly, it is not good to neglect small things. For instance, the small financial needs may look easy to tackle, but they need urgent attention. There should be something, which can feed them on time and prevent from getting them…
From centuries, money is the magnet of the world. Humans are always in the desperate need of money. Irrespective of time, geographical boundaries, caste and belief, every person needs the power of currency in some or other way. The daily routine life in itself is a complete reason to ask for the regular flow of…
Planning for a wedding can be a costly affair. From venue to catering bills, all these things could cost you way more than you imagined. If you are stuck in such a situation, don’t worry, we have listed a bunch of ways to fund your dream wedding—from preparing a budget to taking out a loan….
Setting up a medical practice like dental, ophthalmic, orthopaedic, etc. requires considerable investment owing to the expensive equipment. Prices of dental chairs, phacoemulsifier, x-ray machines, etc. can go through the roof. On top of that, there are other expenses like rent, utility bills, staff wages, and so on. Hence, numerous doctors go for healthcare financing…
Have you ever wondered if there’s a better way to manage your money and make sure your credit doesn’t suffer? I know I have. Sometimes it feels like all I do is worry about my finance. But it is possible to take control of your finances, though it does take a bit of work. Finding…
Getting a business loan helps in shaping your dream business. It can be used to finance the different needs of your business and can take your business to the next level. There are several banks and NBFCs that offer small business loans at affordable interest rates. With attractive features like no requirement of collateral, quick…
Many people don’t want to avail a Home Loan despite having the loan eligibility because they need to repay it along with the interest rates for a longer tenor. Even existing Housing Loan customers find it tough to manage their Home Loan EMIs because of the principal + loan interest rate burden. Thus, if you…