Credit Card Bill

How to Pay your Credit Card Bill Online?

Credit Score Finance

A credit card is probably one of the greatest conveniences of modern times. It allows you to access to funds that you don’t have at the moment. So whether it is an emergency or you simply forgot your wallet at home, you can still make purchases if you have your credit card with you. In addition to this, you can also take advantage of its amazing benefits such as cash-back offers, discounts, complimentary benefits and bonus air-miles.

To maximise its benefits, it is an excellent habit to pay your credit card bills on time every month. This way, you don’t have to pay unnecessary penalties for late payments. These days, most banks offer a variety of online payment modes for customers to pay their bills.

Here are some ways you can pay your credit card bill online.

Online banking

  1. Visit the official website of your credit card provider
  2. Log in to your online banking account
  3. View your credit card statements
  4. Click on: ‘Pay credit card bill now’
  5. Select a bank account to transfer the funds
  6. Enter the amount you wish to pay
  7. Make the payment

NEFT payment

You can also clear your credit card debt by using the National Electronic Funds Transfer (NEFT) payment. NEFT payments are accepted all over India and are one of the easiest ways to pay your credit card bill. For example, with a Bajaj Finserv RBL Bank SuperCard you can make your monthly payments through NEFT.

To complete this payment using your bank account with any other bank, enter the following details:

  1. Payee name
  2. Payee account number
  3. Bank name
  4. IFSC code
  5. Branch location

NEFT payments can take up to one working day for the transaction to process.

Debit card

Debit card

Many banks allow you to pay your credit card bill through a debit card. All you need to do is enter your debit card details and verify your payment through a payment gateway. The transaction gets processed and updated in your account immediately.

Mobile apps

Banks have developed individual mobile banking applications (apps) that allow you to make payments on your credit card bill right from your smartphone. This is a convenient way to manage your account and make payments to your credit card instantly. Whether you are using an Apple, Android or Microsoft device, you can directly go to the play store and download the app onto your phone.

Log into the app, select your credit card and make the payment. It is that simple.


Making your credit card payment online is not only quick and easy; it is also safe and secure. Banks have taken significant measures to ensure the safety of your details. Another important feature of online payments is that you can keep track of all your payments in one place. This makes it very easy to process your records when it comes to paying taxes or organising your monthly budgets.

Author Bio:


Gaurav khanna is an experienced financial advisor, digital marketer and writer who is well known for his ability to predict market trends. You can find Gaurav on Linkedin.