buying mortgage

Buying or Selling? A Guide to Helping you with Your Mortgage

Home Decor

Buying your first home is stressful. It creates a minefield of legal jargon and charges, making it very difficult for even the most informed buyer to navigate through.  It is, without a doubt, the largest transaction you will ever enter into and many people feel they need a helping hand through the process as few people can be self-taught experts in this field.

If you are looking to sell your home, this is hardly easy and is often a very costly process, involving not only getting your house looking its best, but ensuring that you have all the energy performance certificates, as well as making sure there are no issues with the plumbing. This is all before you even begin looking into conveyancing too!

Picking the right solicitors

Whether it is your first time selling or you are purchasing your third home, you will undoubtedly want to find a branch of mortgage solicitor that is knowledgeable about the processes involved and can take the stress off you, so you can focus on more important things, like colour schemes or other décor! Such a large investment can be exceedingly stressful, and you should be searching for a solicitor who can minimise any worries you may have. 

What is involved in buying and selling property?

 buying and selling property

A top of the market solicitor will take their time with your individual file and will assign a legal advisor, to help you through the process of buying or selling your home.

If you are selling, typically, this advisor will visit and assess your home to assign a market value. Then, your home will be listed, and conveyancing will begin when you attract a buyer.

As mentioned before, this can be an extremely stressful and long process and you should look for a solicitor who is not only well-informed about this procedure, but is also confident to explain to you every step involved. Of course, location can be an issue with finding a top solicitor firm and if you are located near a large city, like London, you may be a bit overwhelmed at all the solicitors available, so it is best to look around before settling and don’t pick straight away.

If you are buying your home, you will need to hire the assistance of a solicitor who can help you with any mortgaging issues and who will be happy to advise you if there are any delays with the sale. Traditionally, buying a home can take upwards of 6 months and this can be delayed for multiple reasons. You should feel assured that your chosen solicitor will not only advise you on any delays that may occur along the way but that they will also work to resolve them as quickly as possible for you.

Remember, sometimes things don’t go to plan, and it would be advisable to ensure that your chosen solicitors are more adaptable and do not work to a strict schedule.

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